Traffic accidents, believe it or not, are on the list as one of the main causes of death or injury worldwide. And the thing is, there are many families who go home every day or even on vacation, unfortunately have a traffic accident. Many of these accidents are not only with own vehicle, some are with rented vehicles, especially when on vacation.

Suffering a traffic accident with a rented vehicle is one of the most common cases, since it is not your own, you are not sure that the vehicle is in good condition, or its security system works correctly. However, this also depends on the seriousness of the company you have rented the vehicle from.

When you want to rent a vehicle, it is advisable to do so with a trusted or recognized company, and most importantly, do a prior inspection of the vehicle. Many vehicle rental companies, so that the client is safe and satisfied, offer inspection of the vehicle before the client uses it. This prevents a large percentage of traffic accidents due to vehicle damage.

What you should do if you rent a vehicle and suffer an accident

The first thing you should do if you have a traffic accident with a rented vehicle is to notify the rental company as soon as possible. They will tell you how to proceed and what documentation you must present. Generally, you must fill out a form where you will enter the information of the other driver involved and the damage to the vehicle. You will also have to provide the police report and your personal insurance information if you have it.

The liability you have will depend on the circumstances of the accident and the coverage you have contracted with the rental company. Generally, there are two types of coverage: basic and comprehensive insurance.

Basic coverage

It usually includes mandatory civil liability insurance, which covers damages to third parties, and roadside assistance insurance. Basic coverage offers technical and mechanical assistance in the event of a breakdown or accident.

Comprehensive coverage

Comprehensive insurance coverage is comprehensive insurance, which covers damage to the vehicle, and occupant insurance, which covers personal injuries to passengers.

If you have basic coverage, you will have to pay for damage to the vehicle. These may vary depending on the model and rental company.

If you have comprehensive coverage, you will not have to pay any penalties, as long as you have not violated the conditions of the rental contract, such as driving under the influence of alcohol or drugs, driving in unauthorized areas or exceeding the speed limit. You should know that the traffic accident can have criminal consequences if it is proven that you have committed a crime while driving the rented vehicle.

It is important that you read the rental contract in detail before signing it and that you ask any questions you may have with the rental company. This way you can avoid unpleasant surprises and be calmer in case you have a traffic accident with a rented vehicle. Also remember to drive carefully and respect traffic rules to avoid dangerous situations.

In this situation, it is best to have the advice and defense of a lawyer specialized in traffic accidents. A lawyer can help you claim compensation for the damages suffered, negotiate with the rental company and the vehicles insurance, and defend your rights and interests in court.